Credit Cards
Wealthsimple is a Canadian fintech known for its investment app. Today, it offers many other products. I’ve had a Wealthsimple account for several years and applied for the Wealthsimple Cash prepaid card in August 2023. How does it compare with the best prepaid cards in Canada? Pretty well, I’d say. I’ve been holding funds in […]
Prepaid cards allow people who cannot get traditional credit cards to make purchases regardless of their credit score. Moreover, a prepaid credit card can serve as an alternative to debit cards or as a means to reduce the risk of fraud when shopping online. They also offer a range of attractive features that were not […]
The landscape of prepaid cards is changing fast. In recent years, new players like KOHO and Neo have been offering free plans and banking services with their prepaid cards. Does it still make sense to use a more traditional prepaid card when you know there are fees involved? Does PayPower Mastercard stand out from competitors […]
Credit cards can be a great way to earn some extra cash back or rewards points on your everyday purchases. However, depending on how you use your cards, you may be leaving a lot of rewards on the table. Gift cards are key to taking full advantage of credit card perks. When you strategically buy […]
The ideal credit card for new immigrants in Canada should be easy to qualify for, build a Canadian credit history, and reward your purchases. But the best one for you can be hard to find. So we’ve rounded up the 11 best credit card options tailored specifically for newcomers. From secured credit cards to rewards […]
Prepaid Visa cards are still popular in Canada although the best prepaid cards are mostly Mastercards. They come with a variety of perks and are easy to get. Just like a regular credit card, they work at all outlets that accept Visa cards, including online stores. CIBC AC Conversion Visa Prepaid Card – Best for […]
A growing number of Canucks who have canadian credit cards are looking for ways to get a US credit card in addition, because of the unique benefits they offer. With over 76 million credit cards circulating in the Great White North, Canucks love their plastic. But we also love all the cool stuff America has […]
RBC has begun the transition from HSBC banking products to its own. In fact, in January 2024, RBC began sending information to customers about which RBC credit card will replace their HSBC card. Here’s what you need to know and some great alternatives to consider. RBC Credit Cards Replacing HSBC Cards In late November of […]
Prepaid cards have been in existence for a while and are getting extremely popular today. Canadians can choose from a variety of prepaid cards, including the Joker card, which works like a gift card and comes with a prepaid in-store value. To see if the Joker card is a good buy, I picked one up […]
Look out, Big 6! EQ, a charter bank, has got a brand new card. If you’re sick of hands in your pockets, it’s time to break free and get digital with Canada’s favourite online bank. The EQ Bank Card makes it easier to save more with incredible interest on deposits, and spend smarter with cash […]
Imagine a world where your wallet gets thicker each time you swipe your credit card. This isn’t just a daydream; it’s the ingenious reality of cash back credit cards. Thanks to these cards, you don’t need to figure out the value of the points you earn nor the best way to redeem them; you get […]
Owning a credit card means that you’ll likely pay high interest rates. The average interest rate on credit cards in Canada falls between 19% and 29%. This is extremely high if you don’t pay off your credit card balance in full and on time. If you ring up charge of $2,000 each month, you’ll pay […]